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Exploring Your Options

With advancements in science and technology, we live longer than ever before.  But as we age, our physical and mental capabilities change. Some of us may require more care than others depending on our mental and physical limitations. Since our needs vary widely, so do the options available to us. There are many levels of care, from casual non-medical in-home care to 24 hours/day nursing care, and the choices can seem overwhelming at times.

What Are My Care Options?

  • Home Care – Home care is generally defined as non-medical support services delivered at the home of a senior. The aim of home care is to allow seniors to remain at home rather than an assisted living community, nursing home or other type of senior care facility. Home care services include help with activities of daily living (ADL) such as bathing, dressing, continence care, and eating or meal preparation etc. but may also extend to assistance with transportation, paying bills, making appointments, and simply being there to provide companionship and emotional support. Home Care can be provided by an independent caregiver or a home care agency such as Inspired Care Home Health.
  • Retirement or Independent Living Communities – For those who need only basic assistance, there are Retirement or Independent Living Communities, where the senior owns a home within the community. They have access to amenities like emergency alert systems, laundry services or on-site beauty salons.
  • Assisted Living Facilities – These facilities offer skilled medical services in an independent setting. Some provide a supportive and safe environment for seniors who are largely independent, while other facilities offer a very high level of care on a daily basis.
  • Residential Care Homes – These are are known by different names depending on where you live, but typically they all share a commonality: they provide care for seniors in a homelike setting that’s very much like a family.
  • Alzheimer’s Care – These memory care communities are designed specifically for seniors suffering from Alzheimer’s disease or dementia. They may be in an assisted living or nursing home setting, usually in a separate floor or unit. Generally, the residents live in semi-private apartments and have structured activities delivered by staff members trained in Alzheimer’s and dementia care.
  • Nursing Home – This is the highest level of medical care with medical staff on hand 24 hours/day. The goal of care in a nursing home is to help individuals meet their daily physical, medical, social, and psychological needs. Nursing homes are generally stand alone facilities, but some are operated within a hospital or an assisted living community.

What Are My Funding Options?

One of the biggest concerns for everyone who needs care is how they will pay for the service.  Because Home Care it is not medical or skilled care, it is not covered by Medicare. As a result, there are limited options available to pay for one’s care. These options are:
  • Private pay or Cash
  • Long-term care insurance
  • Medicaid for qualified low-income seniors

Some other tools people use are Reverse Mortgages and Life Insurance policies, for example, to pay for Home Care.  In some cases, family members pitch in to help.

How Can Inspired Care Home Health Help Me?

Inspired Care is a family-owned and operated company that provides a wide range of non-medical home care services.  At Inspired Care, we work with our clients and their families to identify their needs, budget and other unique preferences and then prepare a customized care solution that is affordable and perfect for their unique situation.  NO COOKIE CUTTER APPROACH at Inspired Care Home Health.

Additionally, we provide excellent care at home with no contract, trusted qualified employees, fair and square billing methods, advanced technological communication methods and 24/7 availability.

We specialize in helping clients obtain funding from the Veterans Administration (if qualified), and work with various trusted partners to help you obtain Reverse Mortgages, Long Term Care Insurance and Life Insurance.

It would be our pleasure to provide a FREE In-Home care Assessment so we can understand your situation better and provide you the most Inspired Care. Call us today at 847-787-7572.