We realize that your budget may not allow you to hire a home care agency. Therefore, you may choose to hire a caregiver directly as a “Household Employee” or “Independent Contractor”. However, you must do a thorough comparison and weigh the pros and cons of hiring an “Independent Contractor” Vs a hiring a Home Care Agency. We have put together a basic comparison for you to avoid pitfalls of hiring an Independent Contractor.
Using A Home Care Agency Vs. Hiring an Independent Contractor
|Home Care Agency||Independent Contractor|
|Caregiver backup for emergencies||We are ready and able to fill the need with one phone call.||None. Home care backup is extra stress to your family.|
|Bonding, liability & workers comp. insurance||Our staff are bonded and insured, giving you peace of mind that if the caregiver hurt themselves in your home they would not sue your home owners insurance policy.||Usually none. It’s your responsibility to investigate any insurance held by these individuals. Private individuals can sue your home owners insurance policy if hurt on the job.|
|Quality control & supervision of home care staff||• All cases are carefully monitored and supervised by our Geriatric Case
Managers and our management team.
• Random visits made regularly.
• Family members kept
informed on a regular basis.
|These individuals are completely independent and lack formal supervision.|
|Continuing caregiver training||We provide continual mandatory in-service caregiver training.||These individuals may or may not continue to build upon their knowledge and skills.|
|Payroll, taxes, and IRS||We assume responsibility.||You are responsible for reporting and remitting state, federal, and FICA taxes to the proper tax authorities.|
|Criminal background and reference checks||Our employees are carefully screened at the time of hire with several layers of thorough background checks. Approximately 90% of applicants do not meet our high standards.||It is your responsibility to check the background of the individual.|
|Flexibility of home care services||Your home care service requirements will rarely stay the same.
• If the skill level or amount of care that you require increases or decreases,
we can accommodate your
|Skills are fixed to the particular individual, and you pay for the skills they can perform rather than the skills you need.|
|Experience||Our caregivers have been delivering quality home care to satisfied clients for an average of over seven years.||Variable.|
|General availability||We can provide home care services to you and your family 24 hours/day, 365 days/year. Your caregiver is available on weekends and holidays.||One person means limited days and hours. You are responsible for staffing a replacement for sudden sickness, time off, emergencies, and vacations. Employment transitions mean that you start all over again.|
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